Yeah. I know people who say stuff like that. I know someone who wanted a convertible car (they were 18). Someone mentioned the greater danger of they flip, and this person said “well I’m not going to flip a car”. We all gave them a hard time about whether they thought everyone who flipped a car did it on purpose. The next year, this same person flipped their car several times (and walked away OK somehow).
Some people can’t comprehend that bad stuff would happen to them.
It is unlikely that an average person flips their car. You have to weigh the pros and cons of it. We take risks all the time, but if we think it’s more beneficial we take them. Just driving a car is pretty dangerous alone. Personally, I don’t think a convertible is worth the risk or the cost, but I won’t say no one should get one.