Yeah, sorta…. The responsible thing would be to not take out more than you can afford to pay back quickly, and if we were well off with good cash reserves then this sort of scheme would work out great. You would get a super cheap loan and skip out on a lot of tax. However, we’re pretty average and like most people don’t have cash laying around at all, so this seemed like a risky prospect. It wasn’t for us. But you can see that for a wealthy person this would work pretty well.