overdraft = overdraft *.5
such a complicated bill, sorry it took us until the part of our term where the republicans have a majority to write this one.
Neoliberal law writing actually does take a long time because they have to workshop it to be as small a change as possible and the implementation has to be complex enough that corpos can find a loophole.
Solution, banks raise overdraft fees 150%. Someone should give me a lanyard and a 370k a year job for cutting-edge ideas like this!