Sounds fine. And unfortunately banks are extremely real job creators. The existence of loaned capital to start business, pay employees and so on are a course of business development.
Ultimately, weather you like them or not, you can’t force a business to work with a given customer, especially if that customer is unreliable or requires more work.
I agree the time of government is to look after people with less/no concern for their profitability, especially when basic well-being and stability are in play.
Yeah you can force a business to work with a customer they don’t want. Go open a restaurant and refuse to serve people based on race, see what happens. We force insurance companies to cover people with massive health problems, companies to make diversity hires, banks to lend money to minorities, buses to take pretty much anyone with a valid ticket, bakers to make gay wedding cakes…
Some how some way the world hasnt collapsed into ruin.
