-2 points
I donāt care if my overpriced home drops in value.
If you have a mortgage, the bank cares. And if the bank cares, it can make you care.
6 points
As long as Iām paying my mortgage on time, I canāt possibly imagine that it would be relevant to them to do anything about it.
The only reason the bank cares is because they have a lien on the property for the mortgage which would only be a problem if we defaulted on our payments.
