Since the housing market looks like a crowd of people just signing mortgages as fast as possible just to then turn around and charge that mortgage plus a little bit.
I shouldn’t pay someone’s mortgage like seriously this is just adding an unnecessary problem to the real problem of “living somewhere”
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you can buy on a contract that would achieve something like this. kinda like the “rent to own” model
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no. in a mortgage you technically own the property and the bank has it as collateral against the loan.
a contracted home purchase the ‘lender’ retains the ownership of the home until you finish paying off the contract. if you dont, they keep the home and the money youve paid to that point.
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