3 points
Aren’t especially for large sums these very risky? I mean you could lose it or they won’t believe it’s real.
3 points
Cashiers checks aren’t risky. If the bank they deposit the check at doesn’t think it’s real, they could still deposit it with a check hold.
After that you wait until either the check clears or it gets rejected, and that usually comes with a fee. So banks probably don’t mind the extra fee income
