I’m using the good ol’ Excel spreadsheet to track expenses, income, NW, etc. Are there any other tools or apps that you guys found useful?
Also shoutout to my fellow spreadsheet power users 😎
I use Google Sheets primarily. For more day to day tracking (since I don’t like waiting for the end of the month), I use the account tracker in Fidelity to see my investments.
I use excel too (well technically open office Calc).
Back in the day when I first started working I used Excel, but it was a total pain in the butt.
For the last 10 years I’ve used YNAB (You Need A Budget), it was a single purchase back then and I still have it on Steam and on my phone. Works great, doesn’t cost me a thing, keeps track of every cent (as long as I spend around 20 minutes a month to put all transactions in).
Unfortunately YNAB switched to subscription only, so it’s a bit difficult to recommend :-/
I can still recommend the pre-subscription YNAB. It used to still be available on their website but that’s gone now, too. Supposedly you can still download it through the Wayback Machine. https://web.archive.org/web/20190122064610/https://classic.youneedabudget.com/
However you want to obtain YNAB 4, it’s going to be a trial but it’s really simple to extend that trial by however long you want. To my knowledge there’s no difference between the trial and the paid version.
Here I’m talking about YNAB 4.3.857 but this trial date editing probably works on any version of 4.
- Install on your computer. Launch YNAB4 for the first time. Click Start Trial.
- Close YNAB
- Using notepad, open the file %APPDATA%\com.ynab.YNAB4.LiveCaptive\Local Store.lic
- Change the <expirationDate></expirationDate> date to be 10 years in the future
- Re-open YNAB4. Go to Help->Purchase or Activate YNAB
You now have 3686 days to enjoy using YNAB4
I have a couple of spreadsheets but primarily I just use empower because I’m lazy and it (mostly) works. I’ve got six years of history in it and the zoom out is good for a dopamine hit.
GnuCash https://www.gnucash.org/
