My wife and I were discussing how she has worked hard all her life and tried to be a model employee everywhere only to be accused of embezzlement when others stole from her till (and were eventually caught) and casually dismissed and insurance cut off after a lifetime of paying into it. I have dealt with the same sort of treatment when working for others. We’re both honest people and naively thought that work was rewarded. It is not.
Either work for yourself or dont work at all. Also, disability insurance and SS are a fucking farce so cover your own ass and quit giving the government your money.
Either work for yourself or dont work at all. Also, disability insurance and SS are a fucking farce so cover your own ass and quit giving the government your money.
How is any of this optional?
I think they assume that you follow their advice and are now “working for yourself”, which I assume to mean create your own business such as a consulting company, a store, etc. With that assumption, and this is obviously not legal advice, I believe, in the US, you don’t have to contribute to social security if your business has under a certain number of employees. I also think not all states require disability insurance under similar business size limits (this one I am less sure of).
Also, disability insurance and SS are a fucking farce so cover your own ass and quit giving the government your money.
Yikes. For anyone looking into it. https://ssabest.benefits.gov/
In 2023, an average of almost 67 million Americans per month will receive a Social Security benefit, totaling about $1.4 trillion in benefits paid during the year.
PDF Warning: https://www.ssa.gov/news/press/factsheets/basicfact-alt.pdf
Yikes Fun fact: not enough to survive, and applying without being denied and being forced to hire law firms is the norm, not the outlier. By contrast that same government blew nearly 20 trillion on principle and interest for wars with no benefit to any American people. Meanwhile one party is actively working to eliminate all SS and disability insurances since it’s already crippled this far.
Yikes Fun fact: not enough to survive
It was never meant to be. It’s supplemental income. The government has always expected people to be able to ‘save’ somehow or also pay for injury insurance. Hence supplemental income. Unfortunately the vast majority of disabled people often never had great resources to begin with.
The maximum payout is also loosely scaled to Federal Poverty Levels which can be woefully low depending on the Cost of Living in most areas. It was also not meant to support an entire family, it was meant to support 1 person.
In 2023, the estimated average Social Security disability benefit for a disabled worker receiving Social Security Disability Insurance (SSDI) is $1,489 per month
Resilience is an attribute. Salf-sacrifice for the kids or the home is admirable.
Did you just not make that leap?
I think that if the kids love their parents, they would want them to be happy, and they would want to be able to see them and spend time with them.
I understand breaking your back to put your kid through college, but if your work-life balance is so bad that you never get to spend any time with them while they’re growing up, how much are you actually helping them? That’s not even going into the resentment that the parent builds up for all of the sacrifices that they feel they have to make.
One day, our whole economy is going to collapse, and we wont have anyone to blame because everyone was just living their best life. Smash that like button if you are fighting for 8 hour work weeks, unlimited PTO, free housing and no taxes.
Only dumb people want no taxes. The rest like their society to be non-anarchy thank you very much.
That’s true because there can’t be any economy of any kind without taxes. It’s not fair that rich people don’t pay their fair share, but without taxes there are no funds for schools or stores or small business or anyone else. It would mean having no economy at all, and no goods or services to sell or buy.
I’ll lick boots for a living if it allows me to afford my own home and support a family on a single income. I imagine I could get very into it.
“I see master is wearing their black versache dress shoes today, excellent choice sir! I will lick them clean all over. Oh, is that shoe polish? You shouldn’t have!” slurp slurp
- One step further : Unionize
- One step further : Kick your boss out
- One step further : Kick every boss out