I’m trying to move away from Google and other big tech corporations as much as I can without sacrificing practicality but it seems like the only way to make contactless payments is with stock android on a Google approved device.

Is there any alternative out there that would allow me to make contactless payments without these conditions met? (For example, if I put grapheneos on my phone)

5 points

I don’t think so. These are heavily regulated and that’s why Google Pay/Apple Pay is still not available in all countries after so many years.

So unless your bank allows that, which I doubt they’ll, Google Pay is probably the only way to do contactless payment the traditional way.

Unless your country/city has a widely accepted third party payment system that doesn’t go through the bank, like a digital wallet that you’ll have to top up its credit, then maybe.

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4 points

I’m incline to say that there’s no way. I order to have secure payments you have to secure each and every step of the process. Without a big corporation under those steps no one in his right mind will gamble with payments

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2 points

Just use a wallet. How is this even a question?

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2 points

Because I sometimes forget/don’t bring my wallet and use my phone as a backup just incase

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1 point

How is this even a response? Oh, just do what you deem appropriate and nothing else? Get outta here with that nonsense.

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2 points

There is Samsung Pay, Garmin Pay, Fitbit Pay, but all are big cooperations too and I think some only work on wearables. Another alternative are payment rings with a card in them.

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2 points
*

Everything in the banking / point of sale space requires certification, thus there are few solutions that enter the space as it is a slow costly process that involves payment processors and banks.

  • use the original cards
  • Apple Pay
  • Google Pay
  • Samsung pay
  • a few others
  • various NFC cloning tools that will raise eyebrows at the checkout (flipper zero)
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