I’m trying to move away from Google and other big tech corporations as much as I can without sacrificing practicality but it seems like the only way to make contactless payments is with stock android on a Google approved device.
Is there any alternative out there that would allow me to make contactless payments without these conditions met? (For example, if I put grapheneos on my phone)
I don’t think so. These are heavily regulated and that’s why Google Pay/Apple Pay is still not available in all countries after so many years.
So unless your bank allows that, which I doubt they’ll, Google Pay is probably the only way to do contactless payment the traditional way.
Unless your country/city has a widely accepted third party payment system that doesn’t go through the bank, like a digital wallet that you’ll have to top up its credit, then maybe.
I’m incline to say that there’s no way. I order to have secure payments you have to secure each and every step of the process. Without a big corporation under those steps no one in his right mind will gamble with payments
Just use a wallet. How is this even a question?
There is Samsung Pay, Garmin Pay, Fitbit Pay, but all are big cooperations too and I think some only work on wearables. Another alternative are payment rings with a card in them.
Everything in the banking / point of sale space requires certification, thus there are few solutions that enter the space as it is a slow costly process that involves payment processors and banks.
- use the original cards
- Apple Pay
- Google Pay
- Samsung pay
- a few others
- various NFC cloning tools that will raise eyebrows at the checkout (flipper zero)