Basic cyber security says that passwords should be encrypted and hashed, so that even the company storing them doesn’t know what the password is. (When you log in, the site performs the same encrypting and hashing steps and compares the results) Otherwise if they are hacked, the attackers get access to all the passwords.

I’ve noticed a few companies ask for specific characters of my password to prove who I am (eg enter the 2nd and 9th character)

Is there any secure way that this could be happening? Or are the companies storing my password in plain text?

42 points

I’m assuming they’re plain text. There’s is no perceivable way they can only use those data points to to figure out which hash it is. Unless of course they’re using their own “hashing” function which isn’t secure at all since it’s probably reversible.

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22 points

Theoretically they could take those two characters + a salt and then also store that hash. So there it is technically a way to do it although it’d be incredibly redundant, just ask for the actual password at that point.

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10 points

Please don’t do that. Brute force attacks are very easy on single characters, even two of them.

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5 points

Yes, I did a reply about this above because this idea has been suggested a few times and it’s truly a bad security move. I’d prefer they just encrypted it and made sure the key was stored separate from the database. That’s more secure than this idea.

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7 points

Perhaps they validate the passwords client side before hashing. The user could bypass the restrictions pretty easily by modifying the JavaScript of the website, but the password would not be transmitted un-hashed.

It is worth pointing out that nearly any password restriction like this can be made ineffective by the user anyway. Most people who are asked to put a special character in the password just add a ! to the end. I think length is still a good validation though and it runs into the same issue @randombullet@lemmy.world is asking about

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3 points

How would they validate individual characters client side? The set password is on the server.

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1 point

When you are filling out the web form with your password it’s stored plain text in the web browser and accessible via JavaScript. At that point, a JavaScript function checks the requirements like length and then does the salting/hashing/etc and sends the result to the server.

You could probably come up with a convoluted scheme to check requirements server side, but it would weaken the strength of the hash so I doubt anyone does it this way. The down side of the client side checking is that a tenacious user could bypass the password requirements by modifying the JavaScript. But they could also just choose a dumb password within the requirements so it doesn’t matter much… “h4xor!h4xor!h4xor!” Fits most password requirements I have seen but is probably tried pretty quickly by password crackers.

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They could hash the xth letters in a seperate column that are hashed separately, but it’s likely they are just storing plain text.

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19 points

I have never heard of anything secure doing that. Assuming they have taken security steps, it would mean they recorded those characters in plaintext when you set your password, but that means that at least those characters aren’t secure, and a breach means some hacker has a great hint.

When the hashing occurs, it happens using the code you downloaded when you visit the site, so it’s your computer that does the hash, and then just the hash is sent onwards, so they can’t just pull the letters out of a properly secure password.

A secure company would use two-factor authentication to verify you above and beyond your password, anyway, since a compromised password somewhere else automatically compromises questions about your password.

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1 point
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Unless they hash and store various combinations of characters in addition to, or instead of, the whole password. I haven’t heard of anyone doing this. If you were to pad them with a unique salt and a pepper before hashing each combination, you could end up with something more secure than just hashing the whole password Edit: I was wrong it seems; you’d still end up with something insecure. But hashing the whole password, if done properly, is already secure enough so this would seem like needless complication unless there’s some unusual concern about the password being intercepted in transit, and in that case you’d have other problems anyway.

I have heard of this thing of asking for selected characters of a static second authentication factor (e.g. a PIN), but not of a password itself. And now that we have proper 2FA systems I haven’t seen anything like that in a while.

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2 points

It’ll be less secure.

If they hash a subset, then those extra characters are literally irrelevant, since the hash algorithm will exclude them. Like if they just hashed the first 5 characters, then “passw” is the same as “password” and all those permutations. Hashing is safe because it’s one-way, but simple testing on the hashing algorithm would reveal certain characters don’t matter.

Protecting a smaller subset of characters in addition to the whole password is slightly better but still awful. Cracking the smaller subset will be significantly easier using rainbow tables, and literally gives a hint for the whole password, making a rainbow table attack significantly more efficient. Protecting the whole thing (with no easy hints) is way more secure.

It also adds nothing to keylogging, since it’s not even a new code, it’s part of the password.

There was a time where that level of security was acceptable, and it still could be ok on a closed system like an ATM, as the other reply to my comment pointed out, but this kind of protection on a standard computer is outdated and adds holes.

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1 point

Less secure if you come at it from the perspective of cracking the password, but probably more secure in real-world terms.

If you type in your bank password and somebody’s compromised your browser, they now have your entire password.

If you type in the third, fourth and eighth digits and somebody’s compromised your browser, they still can’t access your account.

Obviously full 2FA is probably better, but

  • A bank requiring a smartphone to bank with them is probably a no-go
  • A bank probably has to deal with some of the least technical users that are out there

If it’s too hard for certain users to engage with the system correctly, they’ll try to sneak around it in ways that could compromise their security more than if the bank had just gone with the specific digits thing in the first place.

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6 points
*

A lot of banks in the UK do it. They normally have a secondary pin that they will ask for 2 or 3 characters of.

This means that if you log in and get keylogged/shoulder surfed etc they don’t get the full pin. The next time you login you will get asked for different characters.

Not great, but not awful either - going away now that 2fa is more common

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2 points

A secondary pin is a bit better but characters from the actual password (that you have to enter anyway) adds nothing to security from that kind of intrusion.

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0 points

This means that if you log in and get keylogged/shoulder surfed etc they don’t get the full pin. The next time you login you will get asked for different characters.

This seems somehow worse than simply requiring the same few characters each time, since they would either have to store the complete passwords in plaintext, or compute and store the hash for every permutation of 2-3 characters, which is wildly inefficient. You’d also be susceptible to leaking your password if for some reason you are under long term surveillance, since at some point you would presumably have provided all of the characters making up the password.

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2 points

It’s normally an additional password/code, so it’s probably stored in plaintext.

The random character selection is what makes it useful. Stops someone who just captured your details from logging straight in (probably).

2FA is superior in every way to it. Most have now switched to sending you a chip & pin card reader to generate OTPs.

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1 point

I’ve only seen this as a second factor after entering a full password. Although it has mostly been replaced by actual 2FA now. Last time I remember this type was on the uk gov student finance website

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1 point

The 2 occasions I can think of, it was characters from my main password. Both were during contact with the Support teams. I no longer have service with either of the companies (due to unrelated reasons)

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1 point

Did you have to give those characters directly to the support staff?

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1 point

On one occasion, yes, over the phone.

The other I was in a web chat on the company’s website and they provided a link to a page on the same website where it asked for the characters

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10 points

Do they always ask for the same characters? I’d imagine they could hash the password as well as saving only the 2nd and 9th characters as plaintext. Still a bit of a security risk but not nearly as bad

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2 points
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Theoretically they could hash the the two characters with a salt and store it that way, but extremely unlikely they’d actually do that. And also fairly pointless. But still technically possible.

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1 point

I wrote a comment about this in this thread. Just to add that a salt doesn’t add complexity to the brute forcing of a password, it just makes it so you need to brute-force each one separately.

Hashing pairs of characters would be extremely insecure.

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1 point

It’s always 2 characters, but I can’t remember if it is the same ones every time

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7 points

Good question. A lot of banks in Europe use this type of setup, where it will ask you for 3-4 characters of your pin/password, both to login and to confirm transactions. I always thought it was weird but never thought about the security implications.

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1 point

I do have this with my bank as well, but I have always had to enter a full username and different password before it asks for those

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