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New_account@lemmy.world
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As for the ages here, the people most likely to migrate are the long term Reddit users that have had an account using third party apps since 2010 or so (because younger people have only ever known the official app). That self selects for anyone that was old enough to use Reddit in 2010 back when the user base was mostly high school / college / recent college grads. Someone in their late teens / early 20s back then will be in their 30s now.

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Stress is relative to your own personal conditions. It’s not absolute. A tech executive might have a nice house and financial security, but if he’s working 80 hours/week under intense pressure to meet some deadline, that’s still stressful. Nobody wants to be perceived as a failure at work, even if their personal financial consequences for failure are minimal.

Your argument seems to imply it’s impossible to feel stress if you’re comfortable in life. Even the poorest Americans can count on access to food, clean running water, electricity, internet, etc. For most of humanity’s existence, and still today in some parts of the world, these would be considered enormous luxuries, so anyone with access to them would be seen as extremely comfortable in life. Clearly though, people can still be stressed out despite having access to these sorts of things that most of history would consider luxurious.

Stress is relative, not absolute.

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The play to earn model is literally a ponzi scheme with a fancier name. The money you earn has to come from somewhere. It doesn’t appear out of thin air. In 100% of P2E games, the earliest players get paid by the revenue from later players. Eventually, the game stops growing, so the later players are left holding the bag.

Obviously, some people make a lot of money in ponzi schemes (most notably, the people that start the ponzi scheme in the first place), but it’s a terrible design for people that aren’t the ponzi creators or the first adopters lucky enough to get in on the ground floor.

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Defederation works against that though. When I first joined a few weeks ago, a lot of the discussion was taking place on Beehaw. I joined a few communities over there and started to enjoy the experience but in an instant, all of that was blocked because Beehaw decided to defederate from Lemmy.World (and others). That sort of thing will happen more and more in the future. I don’t want to have to create a dozen different accounts on a dozen different instances to view the content I want to see: I want a simple interface with everything in one spot.

Reddit offers the “everything in one spot” piece, but they killed the simple interface possible via apps like RIF and replaced it with an abysmal official app.

Lemmy offers the “simple interface” piece with apps like Jerboa, but the federation aspect of it makes it hard to get everything in one spot.

The second a competitor offers both features with a large enough community to allow for meaningful discussion, I’d be happy to make the switch.

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Looks like the markets are pretty apathetic to the news today. Economists had expected 225K jobs added, so the 209K is a little below expectations, but not a huge miss. Unemployment remains at a very healthy 3.6% mirroring the pre-pandemic landscape with one of the lowest rates in decades.

I wonder how much of this low unemployment is demographic. Aside from the pandemic, the last decade has been marked by increasing Baby Boomer retirements (in 2023, the youngest Boomers turn 59, and the oldest are 77). While that large cohort is leaving the workplace, the cohorts behind it are smaller (in relative terms, not absolute terms), so there are more roles to fill with fewer people to fill them. That allows employees to be choosier when looking for jobs, which has been great for the average worker.

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So far, yes, but I don’t really have any allegiances to this site and will jump ship to a competitor in a heartbeat if something better comes along. I know some people like the decentralized federation approach here, but I actually see that as the biggest downside to using this site. The value proposition of Reddit in its heyday was that it offered a single landing point for all sorts of discussions that used to be scattered across hundreds of different forums. The decentralized federation approach moves away from that, and while that offers some advantages, it also comes with a lot of disadvantages too.

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It might feel like forever in internet time, but it’s only been two and a half weeks since the thing imploded and two weeks since the rescue operation was called off after finding debris from the Titan. Two weeks is lightning fast for a company to formally shut down in response to something like this, especially when you consider that the company’s employees have been grieving the death of their CEO/friend during all of this.

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The Titanic fanously sank on its maiden voyage, so that’s a little different. The Titan submersible was successful for hundreds of dives before the implosion, which I’m sure gave the team a false sense of security and ultimately led them to ignore all the red flags.

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Why? You should let each post stand on it’s own merit.

First, account age is silly for Lemmy, as almost 100% of people on here will have an account creation date in June 2023 or later because this place was a ghost town before Reddit decided to kill the APIs. A month from now, is someone with an August 2023 join date automatically presumed to be a troll, or are they just someone making the switch from Reddit a month later than everyone else?

As for karma, neither negative karma nor positive karma really tell you anything about the poster:

For instance, people can make good faith arguments advocating for conservative political opinions, but because the user base skews pretty far left here, those arguments will be downvoted. A discussion forum that bans opposing viewpoints is useless, and the echo chambers on Reddit are something I’d love to avoid here.

Similarly, it’s also possible to effortlessly build positive karma. Simply copy/paste highly rated comments from the last time a common repost appeared on the feed, and chances are, your copy/pasted comments will get upvoted too. You can even automate it with a bot.

Karma meant nothing at Reddit, and moderators shouldn’t be using it for decisionmaking purposes. It’s useful for ranking posts and comments, but anything beyond that isn’t helpful.

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In what context?

In the insurance world, you sometimes see the phrase “L+ALAE Ratio” to refer to the ratio of (losses + expenses) divided by premium. It’s a way to measure profitability for a book of insurance business: how many dollars of loss and expense do you have to pay per dollar of premium earned? Lower is better, and you don’t want that ratio too much higher than 100%, because that means premiums aren’t high enough to cover losses (though investment income can sustain small underwriting losses).

I could see “L+” used as shorthand for “L+ALAE” or “L+ALAE+ULAE,” though admittedly, I’ve never seen that specific shorthand used.

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