Thanks. I always wonder what the reasoning for that percentage of gross income heuristic is, and whether the reasoning still applies today, given the state of the housing market. Obviously, there are risks to stretching too far, but there are also countervailing risks to staying out of the market when one can manage to make it work.

Thanks for the mortgage approval estimate. We’re not at $240k income now, but we very well might be in a few years. So I’m considering yeeting into a home we can only barely afford — perhaps with parents co-signing. In the past, I would’ve agreed with others that this is a bad idea, but, given the trends of the housing market, now I’m not so sure.

$300k down payment does not include $100k set aside as buffer.

After hearing the results of several antitrust cases, the standard of evidence for anti competitive behavior seems impossibly high with current laws and precedents.

Yeah I wonder what OP meant? No fridge? Even then, onions and garlic stay good for a long time outside the fridge.

As both a font nerd and language nerd, this is very cool! First font of many, I hope.

Wow even in Samsungs home turf!

I also want to know. I notice “hot” seems almost completely useless right now. A lot of posts with hardly any upvotes or comments get counted as “hot”. Yet, I believe it’s the default sort, which is a shame.

The bike is in the shop for a separate reason but when it’s back I’ll test it out. What would it mean if it only happens under load or not?

At the same time, it was also an era where the gender neutral or gender unknown pronoun was “he” for those roles. Eg “The congressman spoke at length. I don’t know who it was, but I’m sure he must have been tired by the end.” It was to the point where most style guides claimed that “he” was the correct gender neutral pronoun. Conversely, it wasn’t truly gender neutral because “she” would be the default for roles like secretary and nurse. I find it implausible to believe that all this really had no effect on the impression that women were not the typical congress person, firefighter, etc. So I think it’s a spectrum, and I believe you that you personally used it in a gender neutral way, but I doubt it was truly gender neutral in society overall.

That might seem plausible until you read deeply into the latest cognitive science. Nowadays, the growing consensus is around “predictive coding” theory of cognition, and the idea is that human cognition also works by minimizing prediction error. We have models in our brains that reflect input that we’ve been trained on. I think anyone who understands human cognition and LLMs cannot confidently say that LLMs are or are not intelligent yet.