TheZoltan
I saw your cost claim and found it really hard to believe. I mean I spend more than $200 a month raising two cats lol. I found this from Stats Canada from 2017 https://www150.statcan.gc.ca/n1/pub/11f0019m/11f0019m2023007-eng.htm as far as I can see your numbers a way off. Looking at Table 2 for Predicted annual expenditures for one child in a one child family. It costs $14960 a year from 0-5 or $1246 a month which seems much more realistic. I wonder if you were assuming that total was from 0-5 rather than the total per year from 0-5. If you take the 0-17 total of $290,580 the monthly is $1424.
This comic is a good example of the Paradox of Tolerance. You can’t tolerate intolerance… it does not end well.
https://en.wikipedia.org/wiki/Paradox_of_tolerance
I think the easiest route would be to just use the built in windows disk image tool? MS have increasingly hidden it over the years but it still works. Basically you take an image of your current system, then remove the old HDD, install the new one, restore the image. It does require having enough space on a spare disk to create the image.
This guide looks to cover creating an image:
https://answers.microsoft.com/en-us/windows/forum/all/how-to-create-a-system-image-in-windows-10/84fa6683-e3ac-4e93-9139-368af9267869
and this one covers restoring it: https://answers.microsoft.com/en-us/windows/forum/all/how-to-restore-a-windows-10-system-image-to-an/e20992ca-5641-4f7c-bb09-3895d0732162
Edit: You can of course keep and reuse the old HDD. I just suggest pulling it for the initial restore if you aren’t comfortable with boot settings/wiping disks etc as you might just keep booting to the old existing windows. Once the new one is setup you can then connect the old one and format it.