I don’t think you’ve avoided losing if you’ve made major life changes in order to not give some CEO down the line $50,000 in equity.
That sounds like the biggest form of losing I can think of.
Not “$50K” of equity, an entire lifetime(s) of equity. A child will have a lot more than $50K of impact of their lifetime if we are talking about first world developed nations.
Obviously it can make life easier on the would-be parents as well, but that isn’t really the main focus here.
I don’t think you’re really getting the point if the main thing you got hung up on there was “calculating the approximate value of a worker to a CEO during their tenure at a company”