Yes, and no.
You can be a millionaire and end up broke.
Some people are “poor” because they have no idea how to manage their money and live well beyond their means.
But having a livable income still matters, obviously.
You could be great at managing money and still poor because of the systems in place to benefit the wealthy and punish the poor.
Again, being good with money will not dismantle the way it is against us.
I think a lot of people misunderstood what I wrote.
I agree that many of us are kept “poor” because of how the system is stacked against us. But you can have more than enough money and still be poor because you aren’t good at managing it.
There does need to be some personal responsibility, along with a rebalancing of the system.
Let’s not conflate income and wealth. With a living wage you may not be able to accumulate wealth, but at least you will have your daily essentials covered.
My concern with a universal income is that it discourages healthy people from working and thus contributing to our collective wellbeing. So while in principle it helps some people who currently fall through the cracks of our welfare system, it also reduces the pool of people contributing to it through their taxes. Is it a net win? I don’t know.
You’ll find that, overall, it’s actually the opposite. Healthy people who have all of their basic needs covered feel a big incentive to do productive and valuable work. Sure, there will be the freeloader here and there. But in general, people want to do cool things, even boring or simple things, as long as they feel they are contributing to something good.
But in general, people want to do cool things, even boring or simple things, as long as they feel they are contributing to something good.
Do people who retire contribute to society more or less than they did before retirement? Pensioners are the closest thing we have to a long-term UBI today.
a universal income is that it discourages healthy people from working and thus contributing to our collective wellbeing
Is it better for people to be in constant fear of poverty while being maximally productive or for people to choose to be less productive in a field they enjoy while being supported by taxes extracted from corporations and the ultra-rich?
The last chapter of ‘Bullshit Jobs’ covers it way better than I can. https://theanarchistlibrary.org/library/david-graeber-bullshit-jobs#toc52
Is it better for people to be in constant fear of poverty while being maximally productive or for people to choose to be less productive in a field they enjoy while being supported by taxes extracted from corporations and the ultra-rich?
If you were super rich and your taxes increased dramatically, what would you do? If you were a corporation and your taxes increased dramatically, what would you do? And where would this all lead? The real world doesn’t always work the way we would like it to.
A UBI program was implemented in a part of Ontario to study it’s impact.
Results showed that people were able to cover their basic essential needs and the vast majority were able to improve their career by finally being able to spend time getting training for better job opportunities and improve their living conditions as a whole. It also allowed them to get certain healthcare services that aren’t covered by OHIP like dental care.
Sources:
https://www.utpjournals.press/doi/full/10.3138/cpp.37.3.283
https://www.bbc.com/worklife/article/20200624-canadas-forgotten-universal-basic-income-experiment
It also allowed them to get certain healthcare services that aren’t covered by OHIP like dental care.
That sounds like a good reason to expand OHIP, which doesn’t require a UBI.
As for the rest, I wonder to what extent it went that way because the participants knew it was a short term experiment. Pensioners are not the epitome of productivity.
My concern with a universal income is that it discourages healthy people from working and thus contributing to our collective wellbeing.
Every study I’ve heard of shows that is not what happens except in very narrow situations. For example, the study run in Dauphin, MB found that teenagers were less likely to work or to work less, but that was because they were choosing to focus on their schooling and, in some cases, actually stay in school. IIRC, there were also people who chose to stay at home with young children or care for infirm relatives rather than find other care options so they could go to low wage, “low skill” jobs. Those outcomes seem positive given the results of other studies regarding education and family care.
There is a general problem in mass psychology where people sitting around a table or in their armchairs try to imagine the impact of a policy without conducting a study or looking at historical results.
There is a general problem in mass psychology where people sitting around a table or in their armchairs try to imagine the impact of a policy without conducting a study or looking at historical results.
Let me present some more historical results: retirees. Do pensioners contribute more or less to society than before they retired? Are they a net contributor or a net drag? A UBI turns everybody into a pensioner.
The two situations are not identical, but they give me pause.
My concern with a universal income is that it discourages healthy people from working and thus contributing to our collective wellbeing.
😂😂😂🤡🤡🤡
Thank you for your very articulate and respectful counterpoint. It sure helped me learn something new.
Really hope these comments helped you reasses this crappy take. Or at least ask yourself where this concern actually came from.
Really hope these comments helped you reasses this crappy take
Insulting people rarely changes their minds.
I am aware of various pilot projects and remain unconvinced. Pensioners are the closest thing we have to an UBI, and to my knowledge their contribution to society falls off a cliff once their retire. Sure, some of them may volunteer here and there but overall they contributed much more through their taxes when they were working.
