“No one who works here at CapitalOne would ever tip this much so we just wanted to double-check you were of sound mind when you did this! :)”
And the bank sends you this “warning” because they’re just nice people and love you so, so much. Gee, I feel so warm and fuzzy inside.
Or they send you this because they don’t want you to send complain of fraudulent transactions and have to eat the cost later on… happy now?
I’m more inclined to think that it’s a dark pattern to shame you into keeping the money in thei…erm your account. You know, where they can use it.
Because I don’t think there would be much room to complain, after the fact, about a price you already agreed to pay, and paid. But yeah, thanks for your answer. 🙂
Edit: that was wrong, apparently US banks get more from a customer’s funds when the customer spends more, than they do when said customer has money saved up.
Tell me you don’t know how tips work without telling me.
I had a small coffee shop put a 100% tip on my card. Went back the next day and they wouldn’t fix it, so I called the credit company and had it charged back.
Something like this would be very helpful to someone who doesn’t check their statements weekly like I do.
It’s just a good business practice from them. You are not that clever friend. Your sarcasm and cynicism aren’t real arguments, and your extremism doesn’t help anyone.
I reckon, I am not “that clever friend” that you clearly miss dearly. Don’t worry, you will eventually find them.